🔒 Zero-knowledge encrypted

Less stress.
Feel better about
your money.

A beautifully simple budget tracker for families and couples. Share with your partner, track every dollar, and keep your financial data completely private with bank-grade encryption.

No credit card required $2.99/month CAD after trial Cancel anytime

Trusted by families across Canada who finally feel in control of their money

Couple managing their budget together

Real-time sync

Both partners, always in sync

Add an expense on your phone, your partner sees it instantly on theirs. No more "did you pay that bill?" moments. One household, one budget, always up to date.

  • Shared household budget
  • Real-time transaction sync
  • Both partners can add expenses

Zero-knowledge encryption

Not even we can read your data

Every transaction is encrypted in your browser before it reaches our servers. Your data is stored on Google Firebase — one of the world's most trusted and secure cloud platforms — and protected with AES-256-GCM encryption. Not even we can read it.

  • AES-256-GCM encryption
  • Encrypted before leaving your device
  • Not even CalmCents can read it
Man reviewing a printed budget report

Print-ready reports

Bank-ready in one click

Generate a clean, professional budget summary for mortgage applications, financial appointments, or your own records. Monthly or annual — ready to print in seconds.

  • Monthly and annual reports
  • Professional layout
  • Income, expenses, and net balance

Up and running in minutes

CalmCents sign up screen

Create your account

Sign up with Google or email. Choose your colour theme and set up your household in under 2 minutes.

CalmCents category setup screen

Set your categories

Pick the budget categories that match your life and set a monthly amount for each. We have the common ones ready for you.

CalmCents budget dashboard

Start tracking

Add income and expenses as they happen. Watch your budget update in real time — and share it instantly with your partner.

Woman managing her budget solo on a laptop

Solo or together

Works for one,
built for two

Whether you're managing finances solo or sharing a household budget with your partner, CalmCents adapts to how you live. Start alone, add a partner later — or keep it just for you.

  • Solo budgeting
  • Invite a partner anytime
  • Shared real-time household view
30
day free trial

No credit card. No commitment.
Just try it.

$3
per month CAD

Less than a coffee.
Cancel anytime.

0
knowledge encryption

Your data is yours.
We can't read it even if we wanted to.

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$2.99 CAD/month after your trial ends.